The developers at Playground Games have done a fantastic job: the old system of endless AFK races on custom tracks no longer works. In Forza Horizon 6, autopilot has been banned on custom maps and payouts for “fake” races have been disabled. But this is even for the better—now the most reliable (and most fun) way to get rich is, of course, to play. The game also generously rewards you with credits, you just need to know where to look.
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Where can I find the biggest credit payouts in Forza Horizon 6?
Straight to the point: the most profitable part turned out to be… map exploration. Yes, that’s the part where you drive around and discover gray spots. For each region completely cleared of fog, you’ll get 100,000 credits. There are ten regions in the game—that’s a million if you complete them all. But that’s not all: along the way, you stumble upon 74 landmarks and locations—each worth 5,000. Another 370,000. In short, while you’re driving and discovering the world, you’ll earn over one and a half million. Not bad for a start, right?
How do difficulty settings and disabling assists multiply your income?
Here’s a trick many people forget. The difficulty settings include a percentage credit bonus—it’s applied to any race, regardless of your finish. The most common way to increase the bonus is to disable assists. For example, switching from automatic to manual transmission gives an additional 15%. Yes, the controls will be more difficult, but if you’re reasonably confident behind the wheel, the difference is noticeable. Turn on the highest AI difficulty, where you still consistently win, and the bonus will increase even more. And remember: even if you don’t finish first, the bonus will still apply.
How much does participating in standard races earn?
Completing races is still profitable. Long courses bring in more money than short sprints. An interesting detail: the gap between first and last place isn’t that big. So if you can’t win on the hardest difficulty, no big deal. Finish in the top three or even the middle of the pack—the credits start rolling in. The key is to not give up halfway through. And try to use all the available difficulty bonuses we mentioned above. Then even sixth place can be more rewarding than a straight win without any bonuses.
Alternative ways to farm currency and secret sources of CR
The Wheel of Fortune is an unpredictable thing. Regular and super versions can award a modest sum, or they can give out 250,000 credits at once. The largest I’ve seen was exactly that. The best strategy is to spin everything that’s offered and hope for luck. Tickets can be earned in various ways: by leveling up (XP is gained everywhere), rewards from the Collector’s Journal, or by upgrading specific cars. And here’s another life hack: buy a house in Tokyo. After that, you’ll collect one wheel every day. Free and hassle-free.
Earning money delivering food with the Raku Raku courier service
Raku Raku Express missions won’t make you a millionaire in an hour, but they have their advantages: they’re quick, simple, and don’t require a super car. They pay several thousand per order, and the amount increases depending on the stars you collect during your shift. Plus, as you increase your courier rank, each order gets a little bigger. Incidentally, while delivering food, you also unlock the Tokyo map. So it’s a two-for-one option—not the most efficient way to farm, but a nice bonus, especially at the start.
Where to find hidden regional talismans for a million CR?
The developers have hidden 200 regional talismans in the form of food throughout the world. Yes, you heard that right. Shoot down one of these things and you’ll get 5,000 credits. Multiply that: 200 x 5,000 = 1,000,000. A whole million in cash just for driving around and smashing funny figurines. Honestly, this is one of the most underrated ways to earn money. Finding them is a real pleasure, especially if you enjoy exploring every nook and cranny of the map.
Is it worth buying VIP status to double your in-game rewards?
It’s not complicated, but there’s an important caveat. VIP membership in Forza Horizon 6 costs $19.99 (or pounds, if you’re in the UK). It doubles your credits earned in races, which significantly speeds up your farming. You also get one Super Wheel of Fortune every week. The Tokyo house we mentioned is free. If you’re planning a big investment, there’s the Premium Upgrade Bundle for $59.99—it includes two post-launch add-ons, car packs, a Car Pass, and much more. Pricey, yes. But for hardcore collectors, it’s an option. The decision is yours. VIP isn’t required, but it makes saving up for the fastest cars in Forza Horizon 6 much easier.
Profitability table and comparison of all earning methods in FH6
Where should a newbie start boosting their wallet? It’s highly recommended to spend the first 10-15 hours exclusively exploring the metropolis. Drive around Tokyo, remove the fog of war, and vacuum up the landmarks. Collecting all 200 talismans one-time plus fully exploring the map will add a total of 2.37 million credits to your balance. Note that this doesn’t include a single competitive race. This is the ideal starting capital (enough for a top-end hypercar straight from the showroom).
Once the main highways are open, classic races become the foundation of the economy. Crank up the AI opponents to the max, switch to manual transmission, and disable all driving assistance. Finishing in the top three, you start raking in the cash. And that’s where the VIP boost comes in. This status doubles not the base bet, but the final amount with all difficulty factors applied. On paper, it’s a modest “x2,” but in reality, the CR gap is astronomical.
Raku Raku Express food delivery is more of a pleasant side job. Keep up with orders while districts open, but don’t rely on it as your main bet. The super version of “Wheel of Fortune” is still generous (giving out up to 250,000 per spin), but the payouts are limited. To make it easier for you to navigate the numbers and rates, we’ve compiled the latest profitability statistics in one place.
