# SyBank – Minecraft Banking System Plugin<\/p>\n
A fully-featured Minecraft banking plugin supporting deposits, withdrawals, loans, and more.<\/p>\n
## Author<\/p>\n
**Shiyuan**<\/p>\n
## Features<\/p>\n
– \ud83d\udcb0 **Bank Account** – Players can deposit in-game currency to earn interest
\n– \ud83d\udcb8 **Loan System** – Support for loan applications with customizable interest rates and terms
\n– \ud83d\udda5\ufe0f **GUI Interface** – Beautiful graphical user interface
\n– \ud83d\udcca **Interest Calculation** – Monthly interest calculation for both deposits and loans
\n– \u23f0 **Overdue Penalties** – Slowness effect penalties for overdue loans
\n– \ud83d\udd10 **Permission Management** – Comprehensive permission system<\/p>\n
## Commands<\/p>\n
| Command | Description | Permission | ## Permissions<\/p>\n – `sybank.use` – Allow basic banking functions (default: everyone) ## Installation<\/p>\n 1. Download the `SyBank-1.0.0.jar` file ## Dependencies<\/p>\n – **Vault** – Economy system support (Required) ## Configuration<\/p>\n ### config.yml<\/p>\n “`yaml # Default loan interest rate (% per month) # Default loan duration (months) # Maximum loan duration (months) # Maximum loan amount # Allow multiple loans simultaneously # Overdue Settings # Enable slowness effect penalty # Slowness effect time period (24-hour format) # GUI Settings # GUI size (must be a multiple of 9) # Reminder Settings # Reminder message format # Show quick repay button # Quick repay button text ### messages.yml<\/p>\n All plugin messages can be customized in `messages.yml`.<\/p>\n ## Loan System<\/p>\n ### Applying for a Loan<\/p>\n 1. Use `\/sbk loan ### Repayment Methods<\/p>\n – **Partial Repayment**: `\/sbk rp ### Interest Calculation<\/p>\n – Loan interest is calculated based on actual months borrowed ### Overdue Penalties<\/p>\n – After the loan due date, a **grace period** begins (default 1 month) ## Notes<\/p>\n 1. Loan duration cannot exceed the maximum duration in configuration (default 3 months) ## Changelog<\/p>\n ### v1.0.0 ## Support & Feedback<\/p>\n For issues or suggestions, please contact the author **Shiyuan**.<\/p>\n —<\/p>\n **License**: MIT License<\/p>\n","protected":false},"excerpt":{"rendered":" A fully-featured Minecraft banking plugin supporting deposits, withdrawals, loans, and more.<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_minecraft_slug":"sybank","_minecraft_project_id":"lcoJBpXJ","_minecraft_author":"Shiyuan","_minecraft_license":"MIT","_minecraft_downloads":4,"_minecraft_follows":1,"_minecraft_client_side":"unsupported","_minecraft_server_side":"required","_minecraft_storage_type":"zip","_minecraft_archive_name":"sybank.zip","_minecraft_size_bytes":42321,"_minecraft_version_count":1,"_minecraft_updated_at":"2026-05-16T12:21:40.418377Z","_minecraft_date_created":"2026-05-04T19:20:53.046078Z","_minecraft_date_modified":"2026-04-26T05:35:35.815241Z","_minecraft_project_url":"https:\/\/modrinth.com\/mod\/sybank","_minecraft_icon_attachment_id":0,"_minecraft_imported_at":"2026-06-09T03:12:15+00:00","_minecraft_import_hash":"664ea5e75c0e69eb6660dfd6038b8753","_minecraft_versions":"","_minecraft_links":"","_minecraft_gallery":"","_minecraft_api_metadata":""},"mod_category":[844,126,127,128,92],"mod_loader":[132,133],"minecraft_version":[62,37,40,41,73,74,38,78,79,80,81,82],"class_list":["post-151375","mod","type-mod","status-publish","hentry","mod_category-economy","mod_category-management","mod_category-paper","mod_category-purpur","mod_category-utility","mod_loader-paper","mod_loader-purpur","minecraft_version-1-21","minecraft_version-1-21-1","minecraft_version-1-21-10","minecraft_version-1-21-11","minecraft_version-1-21-2","minecraft_version-1-21-3","minecraft_version-1-21-4","minecraft_version-1-21-5","minecraft_version-1-21-6","minecraft_version-1-21-7","minecraft_version-1-21-8","minecraft_version-1-21-9"],"yoast_head":"\n
\n|———|————-|————|
\n| `\/sbk` | Open bank GUI | sybank.use |
\n| `\/sbk open` | Open bank GUI | sybank.use |
\n| `\/sbk save
\n| `\/sbk wd
\n| `\/sbk loan
\n| `\/sbk rp
\n| `\/sbk rpall` | Repay entire loan with cash | sybank.use |
\n| `\/sbk confirm` | Confirm loan application | sybank.loan |
\n| `\/sbk cancel` | Cancel loan application | sybank.loan |
\n| `\/sbk reload` | Reload plugin configuration | sybank.admin |
\n| `\/sbk op
\n– `sybank.loan` – Allow loan applications (default: everyone)
\n– `sybank.admin` – Allow administrative functions (default: OP)<\/p>\n
\n2. Place the JAR file in your server’s `plugins` folder
\n3. Restart the server or load the plugin
\n4. Edit `plugins\/SyBank\/config.yml` to configure<\/p>\n
\n– **Any Economy Plugin** – Such as EssentialsX, PlayerPoints, etc. (Supported through Vault)<\/p>\n
\n# Bank Settings
\nbank:
\n # Default deposit interest rate (% per month)
\n interest-rate: 2.0<\/p>\n
\n loan-interest-rate: 2.5<\/p>\n
\n loan-default-duration: 1<\/p>\n
\n loan-max-duration: 3<\/p>\n
\n loan-max-amount: 100000<\/p>\n
\n allow-multiple-loans: false<\/p>\n
\noverdue:
\n # Grace period after overdue (months)
\n grace-period: 1<\/p>\n
\n enable-slow-effect: true<\/p>\n
\n slow-effect:
\n # Start time (hour:minute)
\n start-time: “17:00”
\n # End time (hour:minute)
\n end-time: “10:00”
\n # Slowness level (1-4)
\n level: 2<\/p>\n
\ngui:
\n # GUI title
\n title: “&6&lSyBank Banking System”<\/p>\n
\n size: 27<\/p>\n
\nreminder:
\n # Remind players of loan repayment on login
\n enabled: true<\/p>\n
\n message: “&c&l[Loan Reminder] &eYou have an outstanding loan of &6{amount} &ecoins, please repay soon!”<\/p>\n
\n show-repay-button: true<\/p>\n
\n repay-button-text: “&a[Click to repay with balance]”
\n“`<\/p>\n
\n2. The system will display loan details (principal, interest, total amount due)
\n3. Click the **”Confirm Application”** button or type `\/sbk confirm` to confirm
\n4. Click the **”Cancel Application”** button or type `\/sbk cancel` to cancel<\/p>\n
\n– **Full Repayment**: `\/sbk rpall` – Repay the entire loan with cash at once
\n– **Balance Repayment**: Click the repay button in the GUI to use bank account balance<\/p>\n
\n– Minimum interest period is **1 month**
\n– Early repayment does not incur interest for remaining months
\n– Monthly interest = Principal \u00d7 Monthly interest rate<\/p>\n
\n– No additional penalties during the grace period
\n– After the grace period ends, **slowness effect** penalty applies daily from **17:00-10:00**<\/p>\n
\n2. If multiple loans are not allowed, current loan must be repaid before applying for a new one
\n3. Deposit and withdrawal operations require the player to be online
\n4. Plugin data is stored in the `plugins\/SyBank\/data\/` directory<\/p>\n
\n– \u2728 Initial release
\n– \ud83d\udcb0 Bank deposit and withdrawal functions
\n– \ud83d\udcb8 Loan system
\n– \ud83d\udda5\ufe0f GUI interface
\n– \ud83d\udcca Interest calculation
\n– \u23f0 Overdue penalties<\/p>\n